Disability Benefits

Income continuation

As an additional benefit, KAUST provides coverage to eligible faculty and staff members to assist them in the event of a period of disability due to an accident or illness, including both short- and long-term disability events.

Short-Term Disability

The plan provides salary continuation for eligible faculty or staff members who are temporarily unable to work because of illness or injury. Levels of coverage are based on a percentage of base pay for defined periods of time. KAUST pays for this coverage.

Long-Term Disability

This plan provides continuation of income for eligible faculty and staff members who are unable to work because of a qualifying long-term illness or injury.

Insurance

Excellent Offerings to Faculty and Staff

KAUST's comprehensive benefits package includes life insurance for eligible faculty and staff members because the University recognizes the need to protect relatives and survivors. In addition to the basic coverage provided at no cost to employees, faculty and staff members can purchase supplemental life and accident insurance, further enhancing their level of protection.

Life Insurance

All faculty and staff members are eligible for life insurance coverage. Two options are available, with amounts based on the employee's annual base pay.

Basic Life -provides two times the annual base pay in case of death while employed by the University. KAUST pays to cover all of its faculty and staff.

Optional Supplemental Life Insurance - plan members also can purchase additional insurance, ranging from one to five times their annual base pay, up to a maximum of $1 million. Employees are responsible for paying the premiums associated with this coverage.

Accidental Death and Dismemberment

The plan provides eligible faculty and staff with the option to purchase Accidental Death and Dismemberment coverage for themselves and eligible family members.

Plan members can purchase up to $500,000 or 10 times their annual base pay, whichever is greater, up to a maximum of $1 million.